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Birch Bay Lakehouse | Luxury Muskoka Cottage Rental

Five bedrooms, private waterfront, lakeside hot tub and everything you need for an unforgettable Muskoka escape.

Exterior of Birch Bay Lakehouse, a premium MacTier cottage rental on Stewart Lake with waterfront views

A Premium Waterfront Escape in Muskoka

Birch Bay Lakehouse is a lakeside escape in MacTier, Ontario, set directly on the quiet shores of Stewart Lake. Designed for families and groups of up to ten guests, our five-bedroom retreat offers a perfect balance of comfort and natural beauty. With a private dock, deep-water swimming, and a lakeside hot tub, the cottage provides a classic Muskoka experience with easy access to Lake Joseph, Lake Rosseau, and the surrounding region. Enjoy spacious open-concept gathering areas, a screened three-season Muskoka room with a fire table, and a beautifully appointed kitchen. The property provides a comfortable and fully equipped setting to slow down, reconnect, and make lasting memories in every season.

A Tour of Birch Bay Lakehouse

Take a tour of our lakeside retreat and discover light-filled living spaces, the open kitchen, and outdoor features designed for group gatherings.

Why Guests Love Birch Bay

Experience the best of Muskoka cottage living with our private waterfront, lakeside hot tub, and spacious gathering areas on Stewart Lake.

Private dock and waterfront at Birch Bay Lakehouse on Stewart Lake, a luxury Muskoka cottage rental

Private Waterfront

Spacious open-concept kitchen with lake views at Birch Bay Lakehouse

Designed for Gathering

Outdoor lakeside hot tub at Birch Bay Lakehouse, a Muskoka cottage with hot tub on Stewart Lake

Outdoor Living

Beautiful scenic view of Stewart Lake in MacTier, Ontario, near local cottage rentals

Explore Muskoka

Amenities Built for Lake Life

The cottage is fully equipped with everything you need for a comfortable, seamless stay on Stewart Lake.

Room to Gather

Room to Gather

• Sleeps 10 • 5 Bedrooms • 4 Bathrooms • 3 King Bedrooms • Open-concept living • Vaulted ceilings • Floor-to-ceiling windows
Private Waterfront & Dock

Private Waterfront & Dock

• Private waterfront • Private dock • Kayaks • Paddleboard • Pedal boat • Water mat • Swimming • Fishing • Life jackets
Lakeside Hot Tub & Fire Pit

Lakeside Hot Tub & Fire Pit

• 8-person hot tub • Screened Muskoka room • Fire table • Fire pit • Firewood provided • Games - Cornhole & Ladder Ball • BBQ • Muskoka chairs
Comfort & Convenience

Comfort & Convenience

• Fully equipped kitchen • Coffee bar • Projector TV • High-speed Wi-Fi • Air conditioning • Backup generator • Washer & dryer • Linens and bath towels provided

Guest Reviews

See why guests return to Birch Bay Lakehouse year after year.

Nov 2026

Our entire family was completely delighted and so grateful we chose this incredible cottage. From start to finish, Michelle proved to be an absolute super host (she really has thought of everything!).The cottage itself exceeded our expectations. It was spotlessly clean, super comfortable, felt like new and furnished with top notch quality throughout (and it was so easy to operate everything in the house, which made the whole stay completely stress free). The setting was equally stunning (the lake views and the peaceful surroundings overall were just beautiful).What really stood out were all the thoughtful touches and extra amenities provided. We did not expect half of them, but we were so pleased to have them! We spent our days playing ping pong, streaming our favourite music with ease, and enjoying the incredible coffee station every morning (that setup was an absolute hit with everyone). In the evenings, we loved unwinding in the hot tub and gathering outside around a cozy campfire under the stars. The kitchen was fully equipped with everything we needed to make all meals each day.It left our whole family feeling truly happy about our decision to book this place. We would enthusiastically recommend Michelle’s cottage to anyone looking for a perfect getaway!

Oct 2026

The place was as described and meticulously kept with more than needed for our stay - whether that was kitchen items, board games, firewood, etc. Beautiful cottage, gorgeous views, and peaceful experience - just what we needed. Michelle was highly communicative and responsive. All instructions clear and well place in the cottage. Michelle also proactively checked in with us at key points to make sure we were good. Not sure what else to say other than I think this is what a 5-star ratings are supposed to be, thank you!

Oct 2026

Michelle’s Lakehouse was the perfect spot to celebrate or FriendsGiving. The home was spotless and had everything you could think of. It was private enough to enjoy peaceful times and close enough to surrounding towns. Michelle was available anytime I had a question but has a very detailed manual for the house . So much attention to detail was very much appreciated! Thanks again Michelle and family for allowing us to enjoy your beautiful home!

Oct 2026

We had an amazing stay and wish we didn’t have to leave! Michelle is very responsive and helpful and the place is immaculately clean. Everything was well thought of. This is our second time and It’s always been a pleasure to stay there!

Oct 2026

My girlfriends and I celebrated my 29th birthday at Birch Bay Lake house and it truly was perfect. The place was spotless and every detail was thought through. We hung out on the dock, used the kayaks/paddle boat, cold plunged in the lake and finished off with a hot tub. We even went for a beautiful fall evening walk down the street. The area is private enough to feel safe which was great. They have every kitchen appliance you would need to cook for a larger gathering, and more than enough space to gather a group of friends for your next celebration. I highly recommend it, we made so many wonderful memories here and are so glad we decided on Birch Bay Lake house to be apart of it. Thanks again!!

 5.0 from 55 reviews
The hosts, Adam and Michelle, at their luxury waterfront Muskoka cottage rental, Birch Bay Lakehouse

Your Hosts, Adam & Michelle

Family-Owned & Maintained

We created Birch Bay Lakehouse as a welcoming place where families and friends can gather, share meals, and enjoy life on the water. Because we spend time here ourselves throughout the year, we take pride in keeping the cottage clean, well-stocked, and maintained to the standard we expect when we travel. From our fully equipped kitchen to the lakeside spaces, we want your stay to be comfortable and seamless from start to finish. If you are planning your itinerary, we are happy to share recommendations for boat rentals on Stewart Lake, championship golf courses, waterfront dining, or scenic hiking trails around MacTier and the nearby Lake Joseph area.

Explore the Muskoka Region

Birch Bay Lakehouse is an ideal base for exploring Muskoka, with easy access to championship golf courses, waterfront dining, local marinas, scenic trails, Lake Joseph and Lake Rosseau.

Golf Courses

Golf Courses

Restaurants

Restaurants

Marinas

Marinas

Hiking & Parks

Hiking & Parks

Frequently Asked Questions

Everything you need to know before your stay at Birch Bay Lakehouse.

What time is check-in and check-out?
Check-in begins at 4:00 PM and check-out is by 10:00 AM, giving our team time to prepare the lakehouse for every guest.

How many guests can Birch Bay accommodate?
Birch Bay Lakehouse comfortably accommodates up to 10 guests across five thoughtfully appointed bedrooms.

Is the hot tub available year-round?
Yes! The hot tub is professionally maintained and available for guests to enjoy in every season.

Can we bring our boat?
Absolutely. Birch Bay features a private dock, making it easy to bring your own boat up to 27' or explore the lake by paddleboard or kayak.

Are kayaks and paddleboards included?
Yes. Guests are welcome to enjoy the complimentary kayaks and paddleboard during their stay.

Is the property family-friendly?
Yes. Birch Bay is designed with families in mind, offering spacious indoor and outdoor gathering areas, a private waterfront, and amenities for guests of all ages.

Is the lake good for swimming?
Yes. The private waterfront is perfect for swimming, paddling, and relaxing on the dock during the warmer months.

Is Wi-Fi available?
Yes. High-speed Wi-Fi is available throughout the lakehouse, making it easy to stay connected if needed.

Is there a BBQ?
Yes. A propane BBQ is available for guests to enjoy outdoor cooking throughout their stay.

Are linens and towels provided?
Yes. Fresh bed linens, bath towels, beach/hot tub towels and kitchen towels are provided for your convenience.

Is firewood included?
Yes. Complimentary firewood is provided for the outdoor fire pit, so you can enjoy cozy evenings by the fire.

What happens if the power goes out?
Birch Bay is equipped with a backup generator, helping keep essential systems running during unexpected power outages.

Are pets allowed?
We allow one well-behaved dog, preferably non-shedding with prior approval. No other pets permitted. Please see our booking policies for details.

How close is Birch Bay to local attractions?
Birch Bay is conveniently located near Port Carling, Bala, golf courses, marinas, hiking trails, restaurants, and many of Muskoka's most popular attractions.

Do you offer direct booking?
Yes. Booking directly through our website gives you secure payment, real-time availability, and the best available rates.